Town comparison
Banks vs Chorley
Which is better to live in? 12.1 miles apart — compared on house prices, crime, schools, broadband and more.
The verdict
When it comes to cost of living, Banks wins on house prices with a 5% gap. Banks has the lower crime rate of the two. For families, Banks edges ahead on school quality.
Avg House Price
Banks
£272,518
Chorley
£286,099
Crime Rate
Banks
48.0
Chorley
56.8
Top-Two School Inspection Bands
Banks
100.0%
Chorley
94.1%
Avg Download Speed
Banks
239.5
Chorley
441.5
EPC Rating
Banks
70.8
Chorley
72
Median Income
Banks
£29,254
Chorley
£32,033
House Prices (2025)
Most affordable in North WestProperty in Chorley commands an average of £286,099, compared with £272,518 in Banks – a difference of 5%. The most affordable entry point in Banks is a flat at £112,125, while in Chorley it is a flat at £115,085.
Average Price by Property Type (2025)
Biggest gap: terraced homes are 7% pricier in Chorley (£167,325 vs £155,500).
Price Trend (11 Years)
Over the last 9 years, Chorley prices grew faster — 52% vs 26%.
Crime & Safety
Safest in North WestResidents of Banks experience less crime overall, with a rate of 48 per 1,000 versus 56.8 per 1,000 in Chorley. The most common crime category in Banks is violent-crime, while in Chorley it is violent-crime.
Crime Rate by Category (per 1,000 residents)
Both towns share the same top crime category: violent crime.
Schools & Education
Best for schools in North WestFamilies may prefer Banks, where 100% of schools are in the top two inspection bands versus 94.1% in Chorley. There are 2 schools in Banks and 18 in Chorley.
Banks School Inspection Breakdown
100% of 2 schools (2 primary) sit in the top two inspection bands.
Chorley School Inspection Breakdown
94.1% of 18 schools (13 primary, 5 secondary) sit in the top two inspection bands.
| Metric | Banks | Chorley |
|---|---|---|
| Total Schools | 2 | 18 |
| Primary | 2 | 13 |
| Secondary | 0 | 5 |
| % Top two bands | 100% | 94.1% |
Broadband & Connectivity
Average broadband speeds are 441.5 Mbps in Chorley and 239.5 Mbps in Banks. Superfast coverage (30 Mbps+) reaches 95.4% of premises in Banks and 95.2% in Chorley. Gigabit availability stands at 23.2% in Banks and 84.7% in Chorley.
Chorley is the faster of the two by 84% on average download speed (442 vs 240 Mbps).
Energy Efficiency & Running Costs
Chorley leads on energy efficiency with an average EPC score of 72 (C), while Banks averages 70.8 (C). Estimated annual energy costs average £1,204 in Banks and £1,144 in Chorley. 65.6% of homes in Banks have an EPC rating of C or above, compared to 68.2% in Chorley.
Chorley has more energy-efficient housing — 68.2% reach band C or above, vs 65.6% in the other.
Demographics & Economy
Median household income is £32,033.3 in Chorley and £29,254 in Banks. The median age is 46 in Banks and 44.8 in Chorley. Owner-occupancy is 68.7% in Banks versus 72.9% in Chorley. Employment rates stand at 54% in Banks and 57.9% in Chorley.
| Indicator | Banks | Chorley |
|---|---|---|
| Population | 4,439 | 39,539 |
| Median Age | 46 | 44.8 |
| Median Household Income | £29,254 | £32,033.3 |
| Employment Rate | 54% | 57.9% |
| Owner Occupied | 68.7% | 72.9% |
| Degree-Level Qualified | 29.9% | 31.9% |
Location
Common questions
Frequently asked questions
How far apart are Banks and Chorley?
Which is cheaper to buy a house in, Banks or Chorley?
Is Banks or Chorley safer?
Which has better schools, Banks or Chorley?
Which has faster broadband, Banks or Chorley?
Keep exploring