Banks vs Crosby (Sefton)
Which is better to live in? Distance: 14.1 miles apart.
The verdict
Banks is the more affordable option, with average house prices around 11% lower. Banks has the lower crime rate of the two. For families, Banks edges ahead on school quality.
Avg House Price
Banks
£272,518
Crosby (Sefton)
£304,685
Crime Rate
Banks
48.0
Crosby (Sefton)
75.9
Top-Two School Inspection Bands
Banks
100.0%
Crosby (Sefton)
93.3%
Avg Download Speed
Banks
239.5
Crosby (Sefton)
486
EPC Rating
Banks
70.8
Crosby (Sefton)
71
Median Income
Banks
£29,254
Crosby (Sefton)
£27,377
House Prices (2025)
Most affordable in North WestProperty in Crosby (sefton) commands an average of £304,685, compared with £272,518 in Banks – a difference of 11%. The most affordable entry point in Banks is a flat at £112,125, while in Crosby (sefton) it is a flat at £172,320.
Average Price by Property Type (2025)
Biggest gap: semi-detached homes are 37% pricier in Crosby (sefton) (£333,868 vs £210,891).
Price Trend (11 Years)
Over the last 9 years, Crosby (sefton) prices grew faster — 59% vs 26%.
Crime & Safety
Safest in North WestBanks has a crime rate of 48 per 1,000 residents, which is 58% lower than Crosby (sefton) at 75.9 per 1,000. The most common crime category in Banks is violent-crime, while in Crosby (sefton) it is violent-crime.
Crime Rate by Category (per 1,000 residents)
Both towns share the same top crime category: violent crime.
Schools & Education
Best for schools in North WestFamilies may prefer Banks, where 100% of schools are in the top two inspection bands versus 93.3% in Crosby (sefton). There are 2 schools in Banks and 17 in Crosby (sefton).
Banks School Inspection Breakdown
100% of 2 schools (2 primary) sit in the top two inspection bands.
Crosby (Sefton) School Inspection Breakdown
93.3% of 17 schools (13 primary, 4 secondary) sit in the top two inspection bands.
| Metric | Banks | Crosby (Sefton) |
|---|---|---|
| Total Schools | 2 | 17 |
| Primary | 2 | 13 |
| Secondary | 0 | 4 |
| % Top two bands | 100% | 93.3% |
Broadband & Connectivity
Average broadband speeds are 486.0 Mbps in Crosby (sefton) and 239.5 Mbps in Banks. Superfast coverage (30 Mbps+) reaches 95.4% of premises in Banks and 99% in Crosby (sefton). Gigabit availability stands at 23.2% in Banks and 96.1% in Crosby (sefton).
Crosby (sefton) is the faster of the two by 103% on average download speed (486 vs 240 Mbps).
Energy Efficiency & Running Costs
Energy efficiency favours Crosby (sefton), scoring 71 on average (band C) compared to 70.8 (band C) in Banks. Estimated annual energy costs average £1,204 in Banks and £1,138 in Crosby (sefton). 65.6% of homes in Banks have an EPC rating of C or above, compared to 66.4% in Crosby (sefton).
Crosby (sefton) has more energy-efficient housing — 66.4% reach band C or above, vs 65.6% in the other.
Demographics & Economy
Median household income is £29,254 in Banks and £27,377 in Crosby (sefton). The median age is 46 in Banks and 46.9 in Crosby (sefton). Employment rates stand at 54% in Banks and 53.6% in Crosby (sefton). Owner-occupancy is 68.7% in Banks versus 66.6% in Crosby (sefton). Banks has a population of 4,439 and Crosby (sefton) has 50,218.
| Indicator | Banks | Crosby (Sefton) |
|---|---|---|
| Population | 4,439 | 50,218 |
| Median Age | 46 | 46.9 |
| Median Household Income | £29,254 | £27,377 |
| Employment Rate | 54% | 53.6% |
| Owner Occupied | 68.7% | 66.6% |
| Degree-Level Qualified | 29.9% | 29.9% |
Location
Common questions
Frequently asked questions
How far apart are Banks and Crosby (sefton)?
Which is cheaper to buy a house in, Banks or Crosby (sefton)?
Is Banks or Crosby (sefton) safer?
Which has better schools, Banks or Crosby (sefton)?
Which has faster broadband, Banks or Crosby (sefton)?
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