Elgin vs Lossiemouth
Which is better to live in? Distance: 4.9 miles apart.
The verdict
Elgin is the more affordable option, with average house prices around 0% lower. Elgin has the lower crime rate of the two. For families, Elgin edges ahead on school quality.
Avg House Price
Elgin
£193,428
Lossiemouth
£193,428
Crime Rate
Elgin
258.3
Lossiemouth
812.7
Top-Two School Inspection Bands
Elgin
66.0%
Lossiemouth
66.0%
Avg Download Speed
Elgin
363.7
Lossiemouth
372.9
EPC Rating
Elgin
63.6
Lossiemouth
62.5
Median Income
Elgin
£32,262
Lossiemouth
£32,368
House Prices (2025)
Most affordable in ScotlandAt £193,428, Elgin undercuts Lossiemouth (£193,428) by around 0% on average house prices. The most affordable entry point in Elgin is a flat at £108,210, while in Lossiemouth it is a flat at £108,210.
Average Price by Property Type (2025)
Biggest gap: detached homes are 0% pricier in Elgin (£297,544 vs £297,544).
Price Trend (23 Years)
Over the last 21 years, Elgin prices grew faster — 150% vs 150%.
Crime & Safety
Safest in ScotlandElgin has a crime rate of 258.3 per 1,000 residents, which is 215% lower than Lossiemouth at 812.7 per 1,000. The most common crime category in Elgin is other-crime, while in Lossiemouth it is other-crime.
Crime Rate by Category (per 1,000 residents)
Both towns share the same top crime category: other crime.
Schools & Education
Best for schools in ScotlandOf the 52 schools in Elgin, 66% are in the top two inspection bands. In Lossiemouth, which has 52 schools, the figure is 66%.
Elgin School Inspection Breakdown
66% of 52 schools (44 primary, 8 secondary) sit in the top two inspection bands.
Lossiemouth School Inspection Breakdown
66% of 52 schools (44 primary, 8 secondary) sit in the top two inspection bands.
| Metric | Elgin | Lossiemouth |
|---|---|---|
| Total Schools | 52 | 52 |
| Primary | 44 | 44 |
| Secondary | 8 | 8 |
| % Top two bands | 66% | 66% |
Broadband & Connectivity
Broadband in Lossiemouth averages 372.9 Mbps – ahead of Elgin's 363.7 Mbps. Superfast coverage (30 Mbps+) reaches 91.6% of premises in Elgin and 95% in Lossiemouth. Gigabit availability stands at 68.6% in Elgin and 70.4% in Lossiemouth.
Lossiemouth is the faster of the two by 3% on average download speed (373 vs 364 Mbps).
Energy Efficiency & Running Costs
Energy efficiency favours Elgin, scoring 63.6 on average (band D) compared to 62.5 (band D) in Lossiemouth. Estimated annual energy costs average £1,390 in Elgin and £1,362 in Lossiemouth. 39.5% of homes in Elgin have an EPC rating of C or above, compared to 44.4% in Lossiemouth.
Lossiemouth has more energy-efficient housing — 44.4% reach band C or above, vs 39.5% in the other.
Demographics & Economy
Median household income is £32,368 in Lossiemouth and £32,262 in Elgin. The median age is 43.5 in Elgin and 43.1 in Lossiemouth. Employment rates stand at 77% in Elgin and 74.6% in Lossiemouth. Owner-occupancy is 57.1% in Elgin versus 59.3% in Lossiemouth. Elgin has a population of 24,760 and Lossiemouth has 7,870.
| Indicator | Elgin | Lossiemouth |
|---|---|---|
| Population | 24,760 | 7,870 |
| Median Age | 43.5 | 43.1 |
| Median Household Income | £32,262 | £32,368 |
| Employment Rate | 77% | 74.6% |
| Owner Occupied | 57.1% | 59.3% |
| Degree-Level Qualified | 25.3% | 23.8% |
Location
Common questions
Frequently asked questions
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